Standard payment terms are 90 days after the content goes live, which protects you throughout the paid usage period. Creators are paid automatically by The Cirqle once the 90 day window closes; you never pay creators directly.
Creators add their own payment details during contract signing, in the step between shipping address and ad permissions, or later under Payment Method in their settings. If a creator has not completed this, their payout can show as pending. The Cirqle reminds them automatically until it is done.